Crossroads Stewardship Update September through December 2009

	Current Year Actual	Last Year Actual	Over (Under)
Tithes & GIFT Offerings	$ 133,629	$ 125,892	$ 7,737
Expenses	134,576	125,284	9,292
Net	$(947)	$ 608	$ (1,555)

Happy New Year, everyone!

I am happy to report that we have ended the last four months with giving higher than the same period last year. This is a welcome change compared to the summer. As we leave 2009 behind and look forward to the many opportunities of 2010, it’s a good time to start a new budget, get better control of your finances and consider your tithing and giving. As you can see from the increase in expenses, there is a lot going on at Crossroads. The primary reasons for the increase in expenses over last year is due to an increase in repairs and maintenance around the building. We have spent approximately $7,000 in the past couple of months on roof repairs, sound equipment repairs and equipment repairs. Hopefully these big ticket items are behind us for a while.

As a reminder, we will be switching our financial calendar over to a calendar year beginning this month. Look for an updated budget in late January or early February.

Thank you for your willingness to give to Crossroads. I ask that you pray for your leadership team in 2010 as we strive to spend every dollar you give as wisely as possible.

Jay Gilmore